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If you’re subscribed to multiple streaming platforms—Netflix, Disney+, Hulu, Spotify, HBO, or YouTube Premium—you’re probably spending more than you realize each month. The good news? You can cut those costs simply by changing how you pay. The right cashback app helps you earn rewards on every subscription, whether you’re buying gift cards or using virtual payment methods.

What makes a good cashback app for streaming?

When evaluating cashback apps for streaming, focus on these key features:

  • Instant cashback instead of delayed earnings
  • Wide selection of streaming merchants
  • Digital gift card delivery
  • Ability to buy exact denominations
  • Support for virtual cards or real-time payments

Apps like Fluz, Rakuten, and Ibotta each offer unique advantages for streamers looking to save. Below is how they compare.

  1. Fluz
    Fluz lets users earn instant cashback on digital gift cards for dozens of streaming services including Netflix, Hulu, Spotify, Disney+, and more. You can generate gift cards in real time for the exact cost of your subscription. For example, you can earn cashback with a Netflix gift card or get rewards with a Disney+ gift card before applying them to your account.

Fluz also offers virtual cards for added savings on merchants not available in gift card form, giving you more coverage and flexibility.

  1. Rakuten
    Rakuten partners with major retailers and platforms. While it doesn’t usually offer cashback on subscriptions directly, it occasionally includes stores that sell streaming gift cards like Walmart or Best Buy. You’ll have to navigate through these merchants to find gift cards—useful, but not always instant or direct.
  2. Ibotta
    Ibotta offers both in-store and online cashback options. It can be used for gift card purchases from select streaming partners or for general entertainment deals, especially when bundled through retailers. Its mobile-first experience is great for users already using Ibotta for grocery savings.

Which app is best for you?

  • Use Fluz if you want speed, instant cashback, and streaming-specific rewards.
  • Use Rakuten if you regularly shop for streaming gift cards through major retailers.
  • Use Ibotta if you’re combining entertainment and grocery rewards in one app.

Final tip: Combine apps for max rewards

There’s no rule saying you can’t use multiple apps. For example, buy a Spotify gift card on Fluz using a cashback credit card that’s linked to Rakuten via your browser extension. Then redeem the gift card for Spotify Premium. This strategy lets you earn cashback at multiple stages of the purchase.