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Spotify Premium doesn’t offer many discounts, but that doesn’t mean you’re stuck paying full price. Whether you’re subscribed to Premium Individual, Duo, or Family, using gift cards and cashback platforms can help you lower your monthly streaming costs. The key is knowing where to buy and how to stack.

How to earn cashback with a Spotify gift card

Instead of linking your credit card directly to Spotify, consider purchasing a gift card from a rewards platform. For example, you can buy a Spotify gift card online via Fluz and instantly earn cashback. This gives you the same Spotify Premium access—but at a lower net cost.

You simply enter the exact amount of your monthly or annual Spotify plan, purchase the gift card through Fluz, and redeem it at checkout. The cashback is yours to keep.

How to redeem your Spotify gift card

Here’s how to apply your gift card:

  1. Visit spotify.com/redeem
  2. Log in with your Spotify account
  3. Enter the gift card code
  4. The balance will apply to your Premium subscription

Spotify gift cards work for Premium Individual subscriptions and are valid only when you’re billed directly by Spotify (not via iTunes or a mobile carrier).

Gift cards + student and family plans

Spotify’s gift cards are currently only valid on individual accounts, meaning they won’t work with the Student, Duo, or Family plans. However, you can still use the cashback method to buy a gift card and switch to an Individual plan if it makes financial sense. For students, this could be a temporary swap that saves money while gift card cashback is active.

Stack with credit card rewards

If you pay for your Spotify gift card using a cashback or points-earning credit card, you can layer rewards. For instance, your credit card might offer 3% back on digital entertainment, and Fluz adds another layer of cashback instantly. Over time, these small percentages compound into major savings.

Watch for rate boosts and promos

Platforms like Fluz often run promotional rate boosts on major brands like Spotify during back-to-school season or holidays. Keep an eye out for special events where you can earn more than the standard cashback rate on gift cards.